Newsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

Newsletter Issue 92: Family First: From Exams To Finance

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Newsletter Issue 91: Persistent Progress, Purposeful Pursuit

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Newsletter Issue 90: Stretching The Dollar

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Newsletter Issue 89: Boost Immunity, Travel Safely

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

Newsletter Issue 88: Keep Cool & Beat the Heat

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Newsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

Newsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

Newsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

Newsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

Newsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Newsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

Newsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

Newsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Newsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Newsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

Newsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

Newsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

Newsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

Newsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Newsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

Newsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

Newsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

Newsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Newsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Newsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

Newsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

Newsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

Newsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Newsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

Newsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

Newsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

Newsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Newsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

Newsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Newsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Newsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

Newsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

Newsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

Newsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

Newsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

Newsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

Newsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

Newsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Newsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Newsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

Newsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

Newsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Newsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

Newsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

Newsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

Newsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

Newsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Newsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

Newsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Newsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

Newsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

Newsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

Newsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

Newsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Newsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Newsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Newsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

Newsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Newsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Newsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

Newsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

Newsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

Newsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

Newsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Genuine and honest guidance

I am writing this testimonial to express my deepest gratitude and appreciation for the exceptional services you have provided as my financial consultant. Your unwavering dedication and outstanding abilities have truly made a significant impact on my financial well-being.

From the moment we began working together, it was evident that you possess a rare combination of wit, creativity, and genuine passion for your profession. Your unique approach to financial planning not only made our meetings enjoyable, but it also allowed me to fully understand complex financial concepts in a simple and relatable manner.

What truly sets you apart is your ability to identify needs that I didn't even realize I had. Through your insightful guidance and deep understanding of my financial situation, you were able to uncover hidden opportunities and areas for improvement. Your expertise helped me uncover important aspects of my financial life that I had overlooked, and I am grateful for the positive impact it has had on my financial future.

I would like to express my sincere appreciation for the incredible support and guidance you have provided throughout our professional relationship. Your expertise, combined with your wit, creativity, genuineness, and honesty, have undoubtedly made a lasting impact on my financial well-being.

I wholeheartedly recommend you to anyone in need of a financial consultant who goes above and beyond the call of duty. Your dedication, commitment, and ability to uncover hidden needs truly set you apart. Thank you for all that you do.

Michael
Business Consultant

HONEST AND TRANSPARENT

I was introduced Marvin through a friend for financial planning. During the session, Marvin was able to give me a comprehensive planning based on my comfort level of budget, while achieving my adequate level of wealth protection. He was also able to give me in-depth planning of different financial products to build my passive income.

What sets Marvin apart from the rest was his honesty about the hidden fees and pricing structure behind of some financial products that might be eating away our investment capitals, and how we can manage our finances like managing a soccer team.

I recommend Marvin to anyone who values honest opinions and ethical recommendations.

Kimberley

Truly listening and understanding

I am absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach. Your professional, ethical and caring demeanor elicits my trust and respect and I gladly recommend your services whenever possible.

Manoj Pillay

Meet someone interesting

Marvin has done a good job in evaluating my family insurance and provided me good/logical recommendations on the insights of my current insurance.

The experience with Marvin was different compared to my past experiences with other advisers. Marvin had more personal touch when recommending solutions to manage my current finances, and he was able to manage my future financial risks.

I would recommend Marvin to anyone who is looking for a good financial advice especially in reviewing their existing insurance.

Siow Choon Kiat

诚意老实的年轻人

Marvin 已经跟了我们家人好几年。
认识他之前，都每次在银行买了很多理财产品。通过朋友的推荐，我们第一次见了Marvin，他帮我们打理了我们在银行买了很多的保单。虽然我们已经年龄大了，他从来都不会觉得因为我们老而不适合理财。
Marvin帮了我全家人很大的忙，我们非常感谢他，也非常推荐你因该认识他。


Chua Kian Chong & Family

Meet this genuine person

I have known Marvin over a decade since Secondary School. I have always seen him adding value to others over these years on social media. It was when I had some questions on my insurance and I was glad that Marvin reached out to me to analyse my financial portfolio and go through with me on what I had and what I may have missed.

He was clear in his explanation, and had put in my best interest as the top priority. There was no pushy selling and I had no pressure from him to engage him to be my future financial consultant.

Marvin has displayed great traits of patience and I am glad that my insurance has been handled well by him.
I recommend Marvin to anyone who is seeking a genuine insurance agent who is there to serve but not sell.

Tan Yingjie
Account Executive
HAIYI HOLDINGS PTE LTD

AUTHENTIC AND DOWN TO EARTH

Marvin is the person who is not just there to provide you the sales, he is there to walk you through the planning process and making it creative, fun and authentic. He has displayed traits of honesty and I felt assured with my finances under his management.

My wife and I are always appreciative of what he has done for our family, the lovely gifts for our kid's birthday and Christmas/Chinese new year goodies.

Thank you buddy.

Jerome Kwek
Chief Technology Officer
OFFEO

STRATEGIC YET ENGAGING EXPERIENCE

Marvin was able to diagnose my situation and he understands my family's priorities. His presentations were engaging and I love his strategic asset allocation whereby he got me and my wife to understand the different assets classes, and we should look at how we can also manage our finances in a fun and engaging experience.

Thank you Marvin for the meaningful discussion we had. Stay safe and keep making the difference in others!

Peter
Signalling Project Engineering Leader

乐于助人的好人

Marvin 是我在2017年认识的一位理财经纪人，他帮了我和我家人很多。感谢他在我保险省了很多钱，如果没有他，我每个月还在供4份同样的在银行买的保险。

虽然我没有跟他买什么东西，但是每次我打给他问他什么东西他都会帮我。就连我再2019工作时跌倒了，他马上帮我安排了看医生和帮我处理医药费。他真的是一位乐于助人的好人。

谢谢你Marvin。

Mr Ang

THE ONLY AGENT THAT I WILL RECOMMEND

I have known Marvin for more than a decade. It was only until recently I engaged him to look through what insurance I already had for my family.

Through the discussions, I would say that Marvin is professional in every details and aspect that I require of him at anytime. A prompt and knowledgeable agent with means to give the most accurate advice and is always telling me to only purchase within my means, yet building a security net of coverage for me and my family.

He is truly one agent that I would poise to recommend.

Melvin Cho
Music Instructor

A sincere guy who has always been there

I got to know Marvin through a roadshow and he has been a great financial advisor and friend, for the last four years.

His sincerity and dedication to me and my family are the very qualities that I look for in a financial advisor. Highly knowledgeable in financial matters and can answer any questions that are being thrown to him. Always patient and really listen to what I want and need for my financial journey.

Without a doubt, I highly recommend Marvin for those seeking to start their financial journey.

Faiza
Creative Professional

EXPERIENCED AND RELIABLE

Marvin was assigned to me as my servicing agent after my previous agent has left. He was attentive and a good listener when it comes to handling my finance matters. He was able to give me the space to explore the hidden gaps that I have through his insightful questions. I would recommend Marvin to people who are looking for a reliable and good listener to explore what's best and good for themselves.

Norliyana
Nurse

TESTIMONIAL FOR MARVIN

I got introduced to Marvin by my relative when I first came to Singapore for career opportunities. I would say that I have felt comfortable with Marvin's approach when dealing with my financial planning, and his proactive after sales services are perfect to me.

Xin Yee
Management Trainee

Meet this man of good service

Marvin was appointed to me after my previous agent left, and he has been with me for the past few years.
I must say that Marvin really has a good attitude and service so far. He was able to understand the financial goals and challenges we faced especially when I am managing finances in Singapore, and supporting my family in Malaysia. With his help, I was able to start building my first passive income portfolio.
I recommend Marvin to anyone who is keen to grow their finances better in Singapore.

Joyce Lim
Account Executive

HELPFUL AND GENUINE

Marvin has been sincere, knows how to ask my priority, address my blindspot in my financial area. He really cares about my well being, and has helped me plan an exit plan for me to return Malaysia to start my business or retire. He is someone who is really helpful and genuine in serving others.

Choo Yong Ho Alvin

PATIENT AND COMMITTED

I met Marvin at the Prudential Marina Bay Carnival during 2018, and I must say he is the financial consultant that is full of patience and commitment to help others.

He has helped me in numerous ways, including sharing tips on how I could build my retirement exit plan should one day I wish to return back to Malaysia and start a new chapter.

Thank you Marvin for your committed professionalism in serving people.

Alicia Tie

DETAILED AND PROFESSIONAL

I am delighted to share my exceptional experience with Marvin, my dedicated financial consultant. After my previous agent left, Marvin was assigned to my policies. From our very first meeting, it became evident that Marvin possesses a remarkable attention to detail when it comes to understanding my financial planning needs. What truly impressed me was his emphasis on the fact that enhancing my finances does not always mean that buying more financial products.

Throughout our sessions together, Marvin patiently explained the concept of strategic asset allocation which cleared my doubts, and that gave me assurance to step out of my comfort zone and start consider investing instead of avoiding it.

Marvin's meticulousness, comprehensive knowledge, and ability to instill confidence have undoubtedly elevated my financial journey to new heights.

I would recommend Marvin to anyone who is seeking for good quality advice.

Lim Kai Yan
Shop Assistant
JD Sports

MEET SOMEONE PROFESSIONAL

I appreciate the detailed explanations and Marvin seems very experienced in his field of work. He had explained clearly on the current policies that I am holding currently with other companies, and he worked a better strategy for me to reduce my commitment in my insurance.

Most importantly, he was able to diagnose my concerns accurately that I didn't know before, and helped me make better financial decisions.

I know that my financial planning is in good hands with Marvin. I recommend him to anyone looking for clear, concise and unbiased advices on their financial planning.

Thanks Marvin.

Nur Atiqah
Laboratory Technician
MSD International

HE IS HERE TO STAY AND SERVE.

Marvin is very experienced in his scope of advisory work. With him, I was able to experience a good diagnostic process with him and select the right solutions that would serve me.
As compared to my past experience, I would say that he has always been prompt to answer my queries and he does his follow up on my requests very well.
I would highly recommend Marvin to anyone if you are seeking for a sincere adviser whom is out to serve.

Hui Yee
Community Manager
EM Services Pte Ltd

Meet this young guru

I have known Marvin for about 4 years now. I would say he is a quick-witted person and is alway ready to provide other perspectives for other practitioners like us to learn and serve our clients better. He has been always generous to share his wisdom even when we may be competitors from different companies.

He has been always to find a way to understand his clients at deeper level and finding out what are the problems that keep his clients late at night. I recommend that Marvin is the guy you will look out for when you are looking for genuinely witty advices, be it in your career or financial planning.

Chi Hui
Financial Adviser

Meet someone interesting

Marvin has been working with me for the past 5 years for managing my insurance policies. My previous agent left and I had no one to servicing my financial planning needs until I met Marvin, he was sincerely in his approach and took over my policies to service.

As compared to my previous agent, I preferred Marvin more due to his personal engagement and he has always been available whenever I needed his advice.

I personally endorse Marvin as one of the rare gems you would find in the financial planning industry.

Mohammed Zaki
Senior Engineer

EXPLORE WHAT IS YOUR FINANCIAL BLUEPRINT WITH HIM

I was introduced to Marvin by a close friend of mine Shi Ni when I was about to graduate and take up my first full time job.

I really appreciate how detailed Marvin was in explaining the different types of financial products out there. He also went through me with on the common pitfalls when we choose products with the incorrect financial blueprint.

Compared to my past experience with other advisers, the other advisers would just brief me on the key benefits of the products they wanted me to buy, and I had no clarity and peace going ahead with their recommendation. Thanks to Marvin, he was able to assist me to understand the financial planning with clear concepts which allowed me to make unbiased decisions that suit me currently and for the future.

I would highly recommend Marvin to anyone who would also like to experience the kind of genuine advisory session that will help them make better financial decisions with their money.

Shao Kei
Childcare Teacher
PCF Sparkletots

Meet someone interesting

I was introduced to Marvin by my aunt when I first started working in Singapore. It was my first time understanding financial planning, and through Marvin's guidance, he was able to help me understand all the mechanics of different insurance plans with his witty concepts.

Marvin is pretty good and I recommend him if you are looking for an honest and unbiased opinion with your finances.

Chye Jia Wei

DEFINITELY THE EXPERIENCED GUY TO GO TO

Marvin is an experienced guy who knows his job well. He is always able to explain complicated matters with easy concepts to understand. Before any purchase, he will always make sure that my priorities are identified and that I would understand what tangible/intangible benefits will I be expecting.

I have just had my heart surgery and Marvin was able to walk me through the processes of the claims, and how should I plan my financial future ahead after this.

I’m really glad to have met Marvin. He is never pushy in sales and he’s always being very helpful in getting the best for me. I trust him that he will do the same in serving you well.

Muhamad Latif
Service Technician
AXS Pte Ltd

Definitely the best agent!

I was very unfamiliar with the concept of insurance, and was unsure what to expect and whom i can seek genuine advice from. This was when my best friend introduced Marvin to me and we arranged a coffee session shortly after that. Marvin was very thorough in laying down the basics and explained the essentials that I needed to know. The experience was fun and engaging, and he was not pushy to push for a sale.

The experience with Marvin compared to my past experience was very different. Marvin has provided me a safe environment to find out more, and he was always being very neutral with his recommendations, without being pushy.

I can sincerely feel he’s a very kind person in his interactions, and I would recommend Marvin to anyone who is seeking for a long term genuine partnership on their financial journey.

Nur Zaidah
Healthcare Assistant

Definitely a world class standard service with him

Marvin was recommended to my family when my mum needed some financial advices planning for her insurance.

He has been always able to explain complicated financial knowledge and break down them into clear and easy concepts to remember.

Through out these years, Marvin has been consistently good with his after-sales services and has always been responsive to my queries.

I would recommend Marvin to anyone who is looking for a non-pushy agent who is out to genuinely serve.



Fong Shi Ni

FINANCIAL ADVISOR WITH GOOD ACCOUNTABILITY

I knew Marvin through the days when he was working in the same team with me in PSA. After he embarked on his new career as a financial advisor, I gave him the opportunity to see what he could offer. Before I met him, I had the expectation that it could be another sales presentation like what I have experienced with the previous financial advisor.

To my surprise, he was understanding on my priorities and he was able to help me understand the fundamentals of money management. Working with Marvin has never made me feel that it was just a one time sales transaction, he constantly updates me on the new market trends and how are my investments performing. This is totally different from what I have experienced with other advisors when it was all about sales transactions with them.

I would recommend Marvin to anyone seeking for a genuine person who is there to help, and who can provide constant support and good after sales service.

Kok How
Operations Supervisor
PSA

Meet this genuine person

I was introduced to Marvin through my close friend. Marvin is a patient guy who is out there to genuinely serve. Due to my busy schedule, I was unable to meet him for my insurance needs, and he was patient to accommodate to my availability. During the meeting, Marvin was able to break down the complex information and deliver them to me to understand how my priorities and needs can be fulfilled. I highly recommend Marvin to anyone who is seeking a financial consultant who is sincere to serve, and patient in his advisory work.

Hazel
Creative Designer

WITTY AND DIRECT ADVISOR NOT JUST ON FINANCES

I’ve come to know of Marvin a couple years back through a mutual. Marvin is patient and takes a lot of effort to help me understand different policies that have been offered to me from someone else at his own expense. He’s taken a lot of interest in reviewing my portfolio and also being a friend over the last 2 years. Marvin is witty, direct and will dish out the best pieces of advice whether it’s of personal or financial growth. Thankful to have met an advisor who have nothing but sincerity in helping.

Audi
Medical Equipment Specialist

Meet someone interesting

Marvin was recommended to me by my colleague for financial planning. I met him the first time over the zoom together with my mum, and we found him to be honest and had very clear explanations on how I could benefit if I plan my finances earlier. Though I did not engage him after the discovery session, I could felt his sincerity in helping others and he was non-pushy during the meeting.

After 6 months, I revisited the needs of getting insurance for myself, and Marvin was the first person I approach. I knew that I will be in good hands with him in settling my medical card in Singapore. I recommend Marvin to anyone who wishes to have an Insurance Agent who is able to provide clear, unbiased and non-obligatory solutions to improve their financial planning needs.

Erica Tan
Nurse

MEETING THIS MAN WITH GREAT PATIENCE

I got to know Marvin through my colleague's recommendation to start my adulting journey. Prior to meeting Marvin, I had no understanding of how insurance works and insurance to me is just an important subject but not urgent to me.

Marvin was patient to run through details of different financial products and strategies that would suit me, and he also gave me ample time to decide if I would want to engage him since it was our first meeting and I was uncomfortable in taking the first step with him.

After a year, Marvin followed up with me again and I felt his sincerity to help me get the important things in my life done properly together with him. I would say that he is indeed a patient and non pushy Insurance Agent that I have yet heard of. I would confidently say that Marvin is the man that you will feel safe having him to answer your queries without buying more financial products to improve your finances.

Pearl Tay
Admin Executive

Meet someone interesting

I will like to compliment Marvin for his excellent advisory services in helping me to understand the policies that my parents bought for me since young.

He has displayed good knowledge even the policies are old and not from his company. He also went through with me the strategic asset allocation on how I could manage my finances like a soccer team. It was engaging and I would say even a young kid will understand the importance of having a good finance formation layout.

Thank you Marvin.

Long Chuan
Medical Equipment Specialist

HE REMEMBERS YOUR BIRTHDAY, UNDERSTANDS PRIORITIES AND NEEDS

I got to know Marvin through a friend's recommendation. He is someone who is humble and sincere in serving.

Over the years, Marvin has displayed good traits of consistent good service and became our family insurance guru who selflessly offer advice on financial matters and help us with claims.

Marvin always put his clients first by putting his clients' needs and priorities first before policies. He has always ensured our cashflow availability meet our long term and short term goals. Most importantly, he never missed birthday celebrations with his clients.

I am proud to always share to my friends about the amazing financial consultant that I have.
Thanks Marvin.


Candy Tan
Cardiologist Technician

COMMITTED TO SERVE WITH GOOD INTENTIONS

I knew Marvin for more than two decades as a close friend and I would like to say that he has an important attribute that not many financial consultants has. That is, he is a very patient person. He has the patience to listen to your worries; he has the patience to explain his thoughts. As a friend, he truly goes beyond his ability to help and as a Financial Adviser he goes beyond his call of duty to address your needs.

I still remember that he rushed over to my place to bring my father to visit TCM when he injured his knee at work. He also managed to file claims for us when we did not even know it was claimable. It was really an extraordinary service that you would not find in other financial consultants.

I chose him to manage my financial portfolio because I sincerely think he is one of the best out there to serve with good intentions.


Shi Qin
Tour Coordinator

Meet someone interesting

After following Marvin on social media for a few years, I approached Marvin to review my portfolio as I had several policies and I did not know if I was overpaying. I must say that he is a very knowledgeable and approachable financial consultant.

He is patient in explaining the policies that I had, and explained how the policies should cater to my specific needs and budget. Despite his busy schedule, he made sure to followup with annual reviews to assess the portfolio and ensuring that me and my family are sufficiently insured.

I would definitely recommend him to my friends and family.

Jeff Ng
Construction Supervisor

EXTRAORDINARY COMMITMENT TO SERVE

Over the years, my family and I have continuously benefitted from Marvin's expertise for our insurance needs. This is because he has always been consistent with the highest good of our interest which is different as compared to other insurance agents and bankers.

We are sincerely humbled by his continuous efforts to serve us better and would definitely recommend him to my family and friends.

Michele Wong
Marketing Executive

Meet someone interesting

Before I met Marvin, my financial products were always purchased from my family's agent without much consultation provided or much understanding from my side. Hence, I did not have good experience when it comes to financial planning.

One day, I reached out to Marvin after seeing so many of his success stories helping their clients. After understanding my situation, Marvin has helped me to walk through the financial products I had, even though those were not sold by him.

He has also helped to reduce my premiums, and advised me that financial products should never be bought like that to improve my finances. I felt that he could understand me and I was really glad that I sought for his second opinion and he has helped my family tremendously in many areas that other agents would not.


Rionita
Housewife

THE HELPFUL AND GIVING PERSON

Marvin has been serving me on my financial portfolio for more than 5 years. He has always shared with me insights and kept me updated on market trends despite his busy schedule. Marvin has always offered to provide tips on business management when I needed his opinions, and he has always be there to celebrate my sons' birthdays.

Thank you Marvin.

Zaki Ng
Operations Executive
PSA Singapore

A STRATEGIC YET SINCERE GUY

I had a hard time coping with my expensive insurance commitments every month and it was through a friend’s recommendation that I got to know Marvin.

He seemed really sincere and set his heart right to help others, that's why I chose to work with him. I was overwhelmed by the ideas he shared with me. He also corrected a misconception that I had, as I thought more insurance plans definitely meant a better coverage.

Marvin is the fifth agent I have met so far, and what set him apart from the rest was the strategies that he shared with me so openly. He is not the typical guy that tells you everything from me/my company is good but focuses on "hard share" rather than hard selling.

Thank you Marvin and you will definitely be the person I'll refer to my friends if they are looking to reduce their insurance premiums!

Elizabeth Chung
Staff Nurse
Ng Teng Fong General Hospital

MEET SOMEONE SINCERE

Marvin was recommended to me by my friend from the same hometown to look through my insurance portfolio. He was sincere and he really went through what products that I have bought from the banks. He has also helped me rebalanced my portfolio with the understanding of his strategic asset allocation ideas, and he is there sincerely to help and not to sell. The experience was insightful and I’m glad that I was able to benefit from his advisory work.
Thank you Marvin.

Charles Yii
Engineer

110% RECOMMENDED!

Marvin was recommended to me by my colleague when I was considering to take up savings for quite a while since I came to Singapore for work.

Though it was our first meeting, Marvin made me comfortable in sharing my priorities with him, and he helped me to understand the different approaches of accumulating wealth.

His explanations were very clear and he was able to provide good advice based on my situation and possible needs that I would not think of.

Thank you Marvin.

Joseph Ng (Liang)

MY TRUSTED FINANCIAL CONSULTANT

I was introduced to Marvin through my sister's recommendation when I was looking through my insurance policies in Malaysia during Covid-19.

Marvin is a street smart person and who knows how to put things in perspective when I raised questions about using my Malaysia medical card in Singapore. His analogy of different stories and scenarios has helped me understand better and what I need to look out for if I wished to continue using Malaysia insurance to protect myself in Singapore.

It wasn't until Marvin has brought up certain limitations and blindspots that were not previously discussed with my agent in Malaysia before I came to Singapore few years ago. I thank Marvin for his patience in guiding me and his dedication to serve especially people who may be unsure of financial planning.

With much discussions on finding out my financial goals, he has also managed to align some strategies to address my important priorities, and strengthen my financial portfolio. I am glad that I am now in good hands with Marvin in Singapore.

Charles Chung
Auxiliary Police Officer
Certis CISCO Auxiliary Police Force Pte Ltd

我信任的理财专家

我认识 Marvin 大概有7-8年了，他是我的同事介绍的理财顾问。他不但非常了解了我的处境，也用了很多故事来让我更加了解了理财的学问。我当时就马上决定了他成为我的理财顾问。

我的决定果然没错。有某天我记得我打给他，说我受伤必须找个医生。他当时马上就驾车载我到他熟悉的中医，还帮我在诊所外帮我申请医疗索赔。这种富有责任感及乐于助人的经纪人已经很难找了。

谢谢你 Marvin。我祝你事业成功和顺利。

周龙

A DEDICATED MAN OUT TO SERVE

I was introduced to Marvin by my elder brother when I began to explore financial planning upon the new chapter of my marriage life and fatherhood.

I must say that I am impressed with Marvin's dedication to his work. He has always provided unbiased opinions and recommendations which has helped my family to understand financial planning.

Through his advisory work, Marvin has also shared with me the importance of good financial advice, rather than comparing for the best products. He has always make sure that my decisions are aligned to my financial goals. I am convinced with his integrity and sincere interest in helping others.

Thank you Marvin for the great works that you put out there and the constant client servicing experience that you have provided over the years.


Nigel Tan
Senior Operations Supervisor
Jurong Port Pte Ltd

INSPIRATIONAL AND HARDWORKING COLLEAGUE

Marvin has been always working closely together with me in a team when we run through solutions to help clients better over the years.

He has always used his passion, creativity and intelligence in explaining strategies for different scenarios. Now, I integrate my knowledge with his expertise towards attaining better customer service with my clients.

I personally endorse Marvin as a great guy to work with, and you will know what I mean when you have the chance to work with him.

Shirley Tan
Master Financial Consultant

RESPONSIBLE AND ATTENTIVE FINANCIAL ADVISOR

We had known Marvin few years ago. He is a responsibility and friendly person. Over the years, he has given excellent financial protocol and kindness to help me and understand some of the information which I'm lacking especially the benefit of the insurance policy.

He has always provided guidance and sharing the insights of the current markets.

Marvin is also a problem solver, and has also resolved some of the issues for us, even when the issues were not directly under his area of responsibility. Based on that, we have received a lot of knowledge from him and to prevent future unnecessary pitfalls that most would not have looked out for.

Therefore, we strongly recommend he is a best financial advisor with big thanks for his attentively and patience.

Hugo Liew & Karen Loke

DISCLAIMER

Please note that the ownership of Website belongs to Marvin Yeoh, a Financial Consultant of Prudential Assurance Company Singapore (PACS). I am wholly responsible for the content contained in this Website. It only contains my personal views, thoughts, and opinions.

The Website is for informational purposes only and is not endorsed by PACS nor does it constitute any official communication of PACS. PACS is an indirect subsidiary of Prudential plc, a company incorporated in the United Kingdom. Neither PACS nor Prudential pic is affiliated in any manner with Prudential Financial Inc, a company whose principal place of business is the United States of America.

www.prudential.com.sg/FC-info